Financial Library

Pay Down Debt or Retire in Comfort?

Posted on: June 8, 2015

Tags:

Increasingly consumers in major Canadian cities such as Calgary, Edmonton, Vancouver or Toronto, are faced with a dilemma of how to best manage their cash flow in the face of record mortgage and consumer debt.

Read more about Pay Down Debt or Retire in Comfort?

Tax Avoidance Strategy: Pension-Splitting

Posted on: June 8, 2015

Tags:

tax planning

One out of every three workers is covered by a registered pension plan (RPP). That’s over 6 million people. Like all hard-working Canadians, they are looking forward to a satisfying retirement. Nothing helps create a pleasant experience in your golden years like a steady stream of income every month.

Read more about Tax Avoidance Strategy: Pension-Splitting

Evolution of an Investor

Posted on: May 12, 2015

Tags:

investment planning

Sometimes during social events or other gatherings a person will approach someone in the financial services business with an opening question: “I hear you do investments. What kind of returns can I expect?” .

Read more about Evolution of an Investor

Living Longer & Retiring Faster

Posted on: May 12, 2015

Tags:

retirement planning

Over the last one hundred years, every new generation of Canadians has enjoyed the benefit of a longer life expectancy. With dramatic improvements in health care, the human life span has never been longer. Additionally, some have set their sights on early retirement. The combination of living longer and retiring earlier creates a serious cash crunch because that greatly expands your time in retirement. A financial advisor can help you develop a plan to solve this critical problem.

Read more about Living Longer & Retiring Faster

Is Probate Right for Your Estate ?

Posted on: May 12, 2015

Tags:

estate planning

Estate planning can be an overwhelming process. Whether it is your own estate or you are the executor for someone else, the checklist can seem never-ending. A financial advisor can help make sure your checklist is complete before you start checking the boxes.

One of those items on the checklist is probate, the legal process that confirms the executor's role. A will authorizes the executor to act on behalf of an estate, but an executor may seek confirmation of their authority from a court through a letter of probate.